Our Products

Our Products

Securing Your Legacy

Life Insurance

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We offer three of the most common types of life insurance. These products can be selected based on the one that best fits the reason you want life insurance and is most useful for the specific needs of your family or business.

Term Coverage

Lasts for 10, 15, 20 or 30 years
Premium payment is flat
Coverage up to $1MM
Ideal for: young families who want to cover needs with a specific time horizon such as home mortgage and kids’ college
 

Whole Life

Lasts until end of life
Premium payment is flat
Coverage up to $1MM
Ideal for: families seeking life insurance plus a way to have access to funds because Whole Life accrues cash value each year
 

Final Expense

Lasts until end of life
Premium payment is flat
Coverage up to $40,000
Ideal for: seniors who want to ensure their funeral is paid for or leave a little something for their kids or grand-kids
 
Key Person Insurance
 Can help protect businesses financially if an individual who is critical to the company dies or becomes permanently disabled.
 

Medicare Supplements and
Medicare Advantage

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Medicare Supplement Plans, also known as Medigap plans, are standardized by the government, which means that all plans have exactly the same basic benefits, regardless of which insurance company you choose. Medicare Supplement plans are generally available to individuals age 65 and above and in some states, these plans are available to disabled individuals under age 65 that are eligible for Medicare.

Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D). In most cases, you’ll need to use health care providers who participate in the plan’s network. These plans set a limit on what you’ll have to pay out-of-pocket each year for covered services. Some plans offer non-emergency coverage out of network, but typically at a higher cost.

Seay Insurance Agency is not connected with or endorsed by the U.S. Government or the federal Medicare program. Premium and benefits vary by plan selected. Plan availability varies by state.

This website is designed as a marketing aid and is not a legal contract for insurance. This website does not pertain to states where no coverage is available and is not intended for use outside of the United States. Please refer to the policy for the full terms and conditions of coverage.

Group and Individual Health Insurance

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For a small business, health insurance is a critical factor in retaining and recruiting employees, as well as maintaining productivity and employee satisfaction. We offer a wide range of  health and individual health insurance options designed to help you or your small business save money and support your health and well-being.